Program Agenda

7:45AM - 8:45AM | "Check in, Breakfast, Meet the Vendors"

9:00 AM - 10:15 AM | General Session A: "Legislative Updates from NYS DFS"
This presentation will provide our membership with the insight into current NYS DFS initiatives and policy. Topics to include: Licensing, Social Media - "The Next Generation", NYS Subprime Lending Law, and so much more....A must attend Session!

Guest Speaker: Rholda Ricketts
Deputy Superintendent, Mortgage Banking Division
New York State Department of Financial Services (NYSDFS)

Click Here for Bio

10:30 AM - 11:30 AM | General Session B: "Rates are Up. Inventory is Down. Margins are Tight. Now What?" 

As rates rise and inventory is tight, everyone is looking for customers and a way to differentiate themselves from the competition. In this session, we will explore the current environment, understand today's customer and discuss creative ways to find them, establish a relationship, and continue to stay in front of them into the future. 

Guest Speaker: Steve Richman
National Spokesperson and Customer Trainer for Genworth Mortgage Insurance

Click Here for Bio

11:45 AM - 12:45 PM | General Session C: "Freddie Mac Focus"
Gain understanding into the products and services, which make Freddie Mac effective, in an ever changing mortgage market. 

Guest Speaker: Nadja Vital
Affordable Lending Regional Manager- South East at Freddie Mac

Click Here for Bio

12:45 PM - 1:00 PM | "Closing Remarks" by ESMBA'S President, Kathy Lovece

Registration Pricing:

Registration Types

Pre-Registration Fee
2/16/19 - 3/13/19

At-the-door Registration Fee







Sponsorship Opportunities: 

Table-Top Exhibit Space........................................................................................................$350.00
Limited to the first 10 sponsors (first come-first-served)

Sponsorship Includes:

  •  6’ table with 2 chairs to display your products and services
  • Two (2) complimentary registration tickets to the event (includes breakfast & sessions)
  • Your banner displayed on site (pop up only)
  • Your company logo displayed on all e-marketing emails and social media posts leading up to the event, on our event page of our website, and onsite signage as well as onscreen display in meeting room
  • Verbal recognition by ESMBA’s President during opening remarks


Cancellation & No-Show Policy: 
There are no refunds or credits issued due to cancellation or no shows. No exceptions.

Insurance Liability Certificate:
Exhibitor assumes responsibility and liability for all claims of any type relating to or arising from its table space rental &/or Exhibitors operation thereof or materials displayed or distributed thereat, and for all damage, loss, theft, and injury to property and persons relating to or arising from the erection, movement, content, or operation of Exhibitor’s exhibit, and hereby agrees to indemnify the ESMBA for any loss or liability insurance with respect to same.  In addition, Exhibitor agrees to carry liability insurance with respect to foregoing, with minimum coverage of $500,000 combined single limit (bodily injury and property damage/loss) issued to a carrier acceptable to the ESMBA.  Exhibitor agrees that the Empire State Mortgage Bankers Association,  501 E. Boston Post Rd., Suite 6, Mamaroneck, NY shall be shown as an additional insured with respect to said policy, and agrees to deliver to the EMSBA  an original policy or certificate of Insurance no later than March 8th @ 5pm (est).

If exhibitor fails to provide a copy to the ESMBA it does not release the exhibitor from his responsibility to carry this insurance. Please email your policy or certificate to:

Questions: send email to Edie Tella at

Empire State Mortgage Bankers Association
501 E. Boston Post Rd., Suite 6, Mamaroneck, NY 105

ESMBA all rights reserved.

P: (914) 341-1870 | F: (888) 900-1602

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