The CFPB has announced the launch of the 2018 HMDA LAR Formatting Tool. The LAR Formatting Tool is intended to help financial institutions, typically those with small volumes of covered loans and applications, to create an electronic file that can be submitted to the HMDA Platform. The 2018 LAR Formatting Tool should be used for data collected in 2018 and reported in 2019.

The Bureau has also made minor updates to the 2018 Filing Instructions Guide. The 2018 LAR Formatting Tool and the updated 2018 Filing Instructions Guide can be accessed from the resources for HMDA filers website.

We encourage financial institutions to direct any questions or feedback on this tool to HMDAHelp@cfpb.gov.